Yes — student loans don't disqualify you. They're counted in your debt-to-income ratio, so they affect how much you can borrow, but plenty of buyers with student debt become homeowners every day.
Yes, and this worries people more than it should. Student loans are simply part of your debt-to-income ratio — the percentage of your monthly income that goes to debts. They affect how much house you qualify for, not whether you can buy at all.
How the payment is counted can vary by loan program, especially if you're on an income-driven plan, so it's worth letting a lender run your specific numbers. Often it's more doable than people assume. Let's get you pre-approved and see real figures rather than guessing.
This answer is general education, not legal, tax, or financial advice. Your situation is unique — let's talk through the specifics together.
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