What is the difference between escrow and title?
Title is your legal ownership of the property; a title search and title insurance confirm and protect it. Escrow is the neutral holding of funds and documents during the deal (and later, for taxes and insurance). Different jobs, often same company.
They're related but different. 'Title' is your legal ownership of the home. Before closing, a title search confirms the seller can sell free of liens or claims, and title insurance protects you if a hidden problem surfaces later.
'Escrow' is the neutral middle-ground where money and documents are held during the transaction — your earnest deposit sits in escrow, and at closing the escrow agent handles the funds. Later, your lender may keep an escrow account to pay your property taxes and insurance from your monthly payment. In Florida, a title company or attorney often handles both roles. I'll make sure you understand each step as we go.
This answer is general education, not legal, tax, or financial advice. Your situation is unique — let's talk through the specifics together.