Should I buy a starter home or wait for my dream home?
It depends on your timeline and budget. A starter home builds equity now and can become a stepping stone; waiting for the 'perfect' home can mean more years of renting. The right answer is the one that fits your life and finances.
There's no universal answer — only the one that fits your life. A starter home lets you stop renting, start building equity, and get into the market; many people later sell or keep it as a rental on the way to their dream home.
Waiting for the perfect home can make sense if you plan to stay put for many years and your budget supports it, but it can also mean more time paying someone else's mortgage. I'll help you weigh how long you plan to stay, your budget, and your goals — without any pressure to size up before you're ready.
This answer is general education, not legal, tax, or financial advice. Your situation is unique — let's talk through the specifics together.